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Angela Pacey
BRANCH MANAGER| NMLS # 93176
Charlotte, North Carolina Area | Mortgage
5.0 -
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Equal Housing Lender

1. New York Disclosure (the disclosure is below)
a. State of New York Disclosure
This site is not authorized by the New York State Department of Financial Services. No mortgage loan applications for properties located in the state of New York will be accepted through this site.

2. Texas Disclosure (the disclosure is below)
a. Texas Licensing Disclosure
PURSUANT TO THE REQUIREMENTS OF SECTION 157.007 OF THE TEXAS MORTGAGE BANKER ACT, CHAPTER 157, TEXAS FINANCE CODE, YOU ARE HEREBY NOTIFIED OF THE FOLLOWING:

COMPLAINTS REGARDING A LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD BE SENT TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEB SITE AT WWW.SML.TEXAS.GOV.

3. A link to our privacy policy
http://vandykmortgage.com/privacypolicy.html

4. VanDyk Licensing Information Link
https://onedrive.live.com/view.aspx?resid=4C165E8456F952FD!114&ithint=file%2cxlsx&app =Excel&authkey=!AE6bTVSXTehmLZA

5. Our Corporate NMLS should be located on the page (#3035) – this can be up top with our logo if that fits better

6. Our corporate address should be listed

7. Any loan officer listed should have their NMLS number included

8. The www.nmlsconsumeraccess.org link should be listed

About Angela Pacey
I've been in mortgage banking for over 25 years. I have a master’s degree (MBA) in finance. Combining my years of experience and industry specific education, you are assured you are in good hands when obtaining your mortgage loan with me as your mortgage professional. Currently, I am the branch manager of the VanDyk Mortgage office in Charlotte, NC. We service North and South Carolina. I work very hard for my clients to make the lending experience as painless as possible in today’s environment. At the end of the day, 3 things really matter in regards to a new mortgage loan: Rate--did I receive a competitively priced rate that is best for my given situation? VanDyk Mortgage has the most competitive rates in the market. Costs--were the costs the same at the closing table as they were when originally presented, did they make sense and were they reasonable when compared to the competition? Closing--was my loan closed on time and did it cause little or no effort on my part? Here at VanDyk Mortgage, we're not a volume shop, so every loan gets my special attention...that way we can provide a 'yes' response to all of those questions above.