Contact Billy R. Watkins III
©2020 Finance of America Mortgage LLC is licensed nationwide | Equal Housing Opportunity | NMLS ID #1071 (www.nmlsconsumeraccess.org) | 300 Welsh Road, Building 5, Horsham, PA 19044 | (800) 355-5626 | AZ Mortgage Banker License #0910184 | Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act | Georgia Residential Mortgage Licensee #15499 | Kansas Licensed Mortgage Company | Licensed by the N.J. Department of Banking and Insurance | Licensed Mortgage Banker -- NYS Banking Department | Rhode Island Licensed Lender | Massachusetts Lender/Broker License MC1071. For licensing information go to: www.nmlsconsumeraccess.org. This is not a commitment to lend. Prices, guidelines and minimum requirements are subject to change without notice. Some products may not be available in all states. Subject to review of credit and/or collateral; not all applicants will qualify for financing. It is important to make an informed decision when selecting and using a loan product; make sure to compare loan types when making a financing decision. This document is provided by Finance of America Mortgage. Any materials were not provided by HUD or FHA. It has not been approved by FHA or any Government Agency. If you are thinking about debt consolidation, you might want to first consult a non-profit credit counselor. HELOC borrowers are required to become members of the investor Federal Credit Union at closing. Product not directly offered by Finance of America Mortgage LLC. See your advisor for details. Broker featured in this advertisement is not employed by Finance of America Commercial LLC and their affiliation with Finance of America Commercial LLC is limited exclusively to the commercial loan products they can offer through their broker relationship with Finance of America Commercial LLC. Product offered through Finance of America Commercial LLC | Equal Housing Opportunity | NMLS ID# 1133465 | Product not offered in all states. | Loans are subject to investor and business credit approval, appraisal and geographic location of the property and other underwriting criteria. Loan amounts and rates vary depending upon loan type, LTV, verification of application information and other risk-based factors. Application fees, closing costs and other fees may apply. Borrowers are approved for a maximum exposure limit, based on their experience, liquid assets, net worth, and credit score. Each loan is subject to property approval under Finance of America Commercial terms and conditions. Each property has an individual secured loan. Loans made or arranged pursuant to a California Finance Lenders Law license.
About Billy R. Watkins III
Billy Watkins grew up in a small Missouri town so early on, he learned a lot about hard work. Billy served in the US Navy, graduated the University of Houston and has been in the Finance industry for over 20 years. Billy has extensive experience in Residential Lending, Income Tax planning, Audit, Digital Data Mining and Fraud and Forensic Litigation consulting. Billy and the loan processing team at Finance of America Mortgage LLC take pride in providing outstanding customer service and constant communication. Billy understands and believes that there is more to home financing than the process or obtaining the loan. That’s why he asks a lot of questions on the front end, prior to pre-approval for shopping, and takes the time to listen to your answers concerning your overall financial picture. Billy’s main goal is to guide you to the best loan option for achieving your financial goals and home ownership, whether it’s buying your first or subsequent home, consolidating debt, refinancing an existing home, taking out a Home Equity Line of Credit (HELOC) or to simply lower your rate and payment. Billy’s drive and desire to provide the best experience for every client every time has proven effective and comforting for clients and referral partners that know Billy always answers their calls or returns their emails timely. Billy’s mortgage guidance business is based on client and realtor referrals so he strives to keep each client and referral source satisfied with exemplary service, industry expertise and always being available to you so funding your loan is just the beginning of Billy’s relationship with you and it’s his goal to earn your trust as a lifetime customer, not just a one-time deal. After closing, Billy will continue to monitor interest rates and will let you know when opportunities arise to improve your current situation but feel free to call or email and check in if you think the market has improved. Finance of America, offers a wide range of residential loan programs tailored to your specific needs which Billy can assist with, including: Fixed Rate Loans Adjustable Rate Loans First Time Home Buyer Loans Fix and Flip Rehab Property Loans Jumbo Loans Refinancing USDA Rural Housing Loans VA 100% Loans Home Equity Line of Credit(HELOC) Debt Consolidation and Home Improvement Loan