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Brandee Rene Stephens
Loan Officer | NMLS ID# 502317
Sacramento, CA | Mortgage
4.8 -
40 Review(s)
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Summit Funding, Inc. NMLS ID# 3199 (www.nmlsconsumeraccess.org), AZ Lic# 0925837, GA Lic# 39456, an approved equal housing lender.
About Brandee Rene Stephens
I have been helping people finance new homes and investment properties for the past 16 years in the Sacramento and Bay Area markets. I ask the right questions up-front, such as if the client will be retiring soon, if it’s their first home purchase and if they plan to sell, or leave the home to their children. By finding out the clients end goals, it helps me get them the best loan for their long-term needs. I want all my clients to feel good about the process and their loan choice. I made the decision to go into mortgage lending after a friend of mine refinanced my home. I didn’t feel very informed throughout the process and ended up with a costly loan that was not right for me. Now, with my industry expertise, I know I can guide members to the best loan that makes the most financial sense for them. A common misperception people have is that they need a large down payment to purchase a home. I worked with a woman who had a great job, but was not able to save for a 20% down payment. It was her dream to raise her 3 children in a home that was stable. Within five weeks of working with her, and her finances, I was able to hand her keys to her new three bedroom, two bath home with a big back yard for her children.