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Cathy Fernandes
Loan Officer | NMLS # 213209
Cranford, NJ 07016 | Mortgage
4.96 -
155 Review(s)
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Jersey Mortgage Company of New Jersey, Inc. (Jersey Mortgage) 511 South Avenue East, Cranford, NJ 07016. 800-342-6597. NMLS No. 2761. Licensed by the New Jersey of Banking & Insurance. Licensed Mortgage Banker -- NYS Banking Department Services. Jersey Mortgage is an Equal Housing Opportunity Lender. Residential mortgage loans/home equity lines of credit are subject to the underwriting standards and independent approval of Jersey Mortgage. Rates, terms, and programs are subject to change without notice. Residential mortgage loans/home equity lines of credit may not be available in all states. Other restrictions may apply. Not an offer or commitment to lend.
About Cathy Fernandes
Cathy Fernandes has been in the mortgage banking business since 1991. She started as a full time intern while attending college. Cathy learned this business from the bottom up and has worked in all aspects of mortgage banking from opening loans to processing loans, pre-underwriting loans, closing loans, and even post closing files. She also did work with FNMA and FHA on new construction condo approvals. Upon completing her bachelor's degree in May 1997, Cathy became a full time loan officer while simultaneously running builder division for the nation's #7 lender's northeast region. Cathy's internal mortgage banking experience gives her an edge in structuring and getting tougher deals closed. Cathy specializes in FHA, VA, and first time buyer programs. She also works with many investors. Cathy prides herself on being available 7 days a week 12 hours a day for her clients. She is very dedicated and loves the reward of her job in making the dream of homeownership come true for buyers. Cathy has covered Middlesex and parts of Union County for most of her career, but has clients who refer her all over the state and in other states as well. Her mission is customer service and getting the client the very best mortgage suited to their specific needs.