Contact Chris Luis
About Chris Luis
He has a 97% Customer Satisfaction Rating and 97% Final Approval Average - that is higher than Quicken Loans 88%, or Veterans United 88% or Bank of America 83% or Guaranteed Rate 83% And, unlike these lenders, he takes on tough loans: home buyers with less than excellent credit. Earlier this year he closed a Loan with the homeowner having a 517 Credit Score. These other lenders require a 620 or above just to talk to you. What do realtors and home buyers want from a loan officer? When I started as a loan officer, I spoke to friends and realtors and asked “what would make the mortgage process better?” Here is what they said: • Communicate the status of the loan; • Be available – by phone or email – don’t just work banker hours; • No last minute surprises – denials; and, • Speak simple English – don’t use mortgagee. • Close the loan. I adopted this as my approach to differentiate myself from others. I understand many home buyers have choices for a lender. And many others do not. Regardless, you will get personal, timely service regardless of loan size or how we came into contact. My motto is "I work for you, not the banks." In life, there is no substitute for honesty, integrity, and hard work. I close tough loans. Loans denied by others get a 2nd chance with me. I will work hard for you from the moment we start until when we close on your loan. I know you do not come to a lender just to get a mortgage. You come to fulfill a dream, to care for your loved ones and family, to have a safe place to call your own, to start the garden you always have wanted and more. I want to be your favorite mortgage broker.