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FM Home Loans
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FM Home Loans – Licensed Mortgage Banker - NY, NJ, CT, PA, CA, FL, MA, MD, MN, VA, GA, TX, IL, OR, AZ, DC and UT Banking Departments

| Licensed Residential Mortgage Lender, New Jersey Department of Banking and Insurance | Licensed Mortgage Banker, NYS Department of Financial Services|. | Rates are Subject to change and may not be available at the time of the commitment. All loans subjected to approved credit and income requirements | NMLS ID # 2212

About FM Home Loans
As home loan experts for over 25 years, FM Home Loans has guided thousands of buyers to the triumph of property purchasing and financing. In the ever-shifting world of mortgage lending, our team has earned a rare level of prestige for its steadfast ethics, stellar customer service and unrivaled expertise. Our commitment to the relentless pursuit of excellence in all aspects of mortgage lending has earned FM Home Loans an exceptional reputation among realtors and industry professionals. We believe the loan process is a team effort. Our skilled loan officers are great listeners and even better accomplishers who keep clients informed throughout the loan process to ensure that they make educated decisions to achieve their financial needs and goals. FM Home Loans is dedicated to the highest standards of ethics and responsiveness in its effort to successfully meet the home financing needs of borrowers in a constantly shifting environment. We make our experience count. The loan officers at FM Home Loans are personable, educated, skilled and experienced. They work hard to build long-term relationships that result in repeat business and referrals. Rapid, creative and courteous response. FM Home Loans' expert staff offer swift, courteous and professional service towards obtaining rapid approval. We will work around our client's schedule to implement what is in his/her best interest. Creative thinking. As each loan application is unique, we pay utmost attention to our client's needs, and offer options that are best suited for each individual situation at the most competitive rates and terms. We encourage communication and client feedback. We strive to educate our clients on every step of the loan process. We constantly maintain our qualitative edge by soliciting client interaction and implementing astute suggestions. We believe the loan process is a team effort. Careful attention to detail. Our pledge is to prepare each loan with adequate and proper documentation, which is the key to a successful and smooth loan process. A pleasant experience. Financing your home is a lifetime event. FM Home Loan's commitment is to attend to your needs and render the process smooth and hassle-free. We believe the loan process should be an enjoyable ride.