About Franklin First Financial
Franklin First Financial is a nationwide, full-service Residential Mortgage Banker. In business since 1992, we are dedicated to offering quality mortgage solutions, at competitive rates, with an unwavering commitment to customer service.
Offering loan products to fit the needs of most borrowers.
Whether your credit is excellent or less than perfect, Franklin First Financial can help you secure a residential mortgage loan to fit your needs.
- Finance the purchase of a single or multi-family home, a condominium or co-op, or even an investment property.
- Refinance an existing mortgage for a lower rate and/ or term.
- Refinance to cash out some of your equity to meet the financing needs for your major life expenses (college tuition, weddings, debt consolidations, renovations, etc…)
Find the perfect fit for your needs among our extensive portfolio of loan products.
203(k) Renovation Loans
Adjustable Rate Mortgages (ARMs)
Reverse Mortgages for Purchase
Our customers’ convenience and satisfaction is top priority.
As one of America’s fastest growing and best managed mortgage banks, we are dedicated to constantly improving the quality of our services, our financial products and your borrowing experience. That’s why we
- are available to you 24 hours per day, 7 days per week.
- offer consultations/ appointments in the comfort of your own home.
- deliver quick pre-approvals within 24 hours.
- employ only knowledgeable, friendly, well trained mortgage specialists.
- are prepared to close most of our loans within 30 days.
And we do it all while keeping an eye on your bottom line.
We know that keeping costs down is important to our clients and it’s important to us as well. Our experienced loan officers work diligently to make sure that each borrower is paired with the right loan product for his/her situation. Every step of the way, we make sure that the borrower understands the costs associated with his/ her loan and all the options available. We offer competitive rates on all of our loan products. And we do not charge origination fees.
Your First Choice For Residential Mortgages
At Franklin First Financial, we understand that buying a home is often the single biggest investment and the single biggest source of debt in a person’s lifetime. While it is a very exciting time, it can also be a stressful and confusing process. That’s why from pre-application through closing, our knowledgeable loan officers are there to walk you through and make sure you understand everything about your loan and the buying process. We take the pain out of mortgages so you can focus on building your dreams.
FRANKLIN FIRST FINANCIAL, LTD. 538 BROADHOLLOW RD, STE. 401 MELVILLE, NY 11747 IS A LICENSED MORTGAGE BANKER-NYS DEPT OF FINANCIAL SERVICES. LICENSE #107407 NMLS #1630, AL CONSUMER CREDIT LICENSE #22431 AR DEPT. OF SECURITIES COMBINATION MORTGAGE BANKER, BROKER-SERVICER LICENSE #40178, CA DEPT OF BUSINESS OVERSIGHT LOANS MADE OR ARRANGED PURSUANT TO CALIFORNIA FINANCE LENDER LAW LICENSE #603G635, CO REGULATED BY THE DIVION OF REAL ESTATE MORTGAGE COMPANY REGISTRATION, CT DEPT OF BANKING MORTGAGE LENDER LICENSE ML-1630, DC MORTGAGE DUAL AUTHORITY LICENSE #MLB1630, DE LICENSED MORTAGAGE LENDER #8438, FLORIDA MORTGAGE LENDER LICENSE #mld481 FL DIVISION OF CONSUMER FINANCE, GA RESIDENTIAL MORTGAGE LENDER LICENSE #14979 GA DEPT. OF BANKING & FINANCE, IL DEPT. OF PROFESSIONAL AND FINANCIAL REGULATION RESIDENTIAL MORTGAGE LICENSE #MB.6760643, IN DFI FIRST LIEN MORTGAGE LENDING LICENSE #10986, IA MORTGAGE BANKER LICENSE #2009-0016, KS LICENSED MORTGAGE COMPANY #MC.0001681, 1ST MORTGAGE BROKER/LENDER/SERVICER REGISTRANT MI OFFICE OF FINANCIAL & INSURANCE SERVICES, MD DEPT. OF LABOR, LICENSING, & REGULATION MORTGAGE LENDER LICENSE #18048, MA LICENSED MORTGAGE LENDER/BROKER #MC1630 DIVISION OF BANKS, ME SUPERVISED LENDER LICENSE #SLM9607, MN RESIDENTIAL MORTGAGE ORIGINATOR LICENSE MN-M0-40035674, MT MORTGAGE LENDER LICENSE #1630, NE MORTGAGE BANKER LICENSE #2005, LICENSED BY THE NEW HAMPSHIRE BANKING DEPARTMENT MORTGAGE BANKER LICENSE #13528-MB, NJ LICENSED RESIDENTIAL MORTGAGE LENDER #9908935 LICENSED BY THE NJ BANKING & INSURANCE, NM MORTGAGE LOAN COMPANY LICENSE #03664, NC LICENSED MORTGAGE LENDER #L-109307 COMMISSIONER OF BANKS, ND MONEY BROKER LICENSE #MB101668, OH MORTGAGE BROKER ACT MORTGAGE BANKER EXEMPTION #MBMB.850006.000, OK LICENSED MORTGAGE BROKER LICENSE #MB001347, OR MORTGAGE LENDING LICENSE #ML-4569, PA LICENSED MORTGAGE LENDER #20820 PA DEPT. OF BANKS, RI LICENSED LENDER #20132822LL, SC BFI MORTGAGE LENDER LICENSE #MLS-1630, SD MORTGAGE LENDER LICENSE #ML.04796, TN MORTGAGE LICENSE #109132, TEXAS SML MORTGAGE BANKER REGISTRATION #80173, VT LICENSED LENDER #6044 VT LICENSED BROKER #1630-1, WA STATE DEPT. OF FINANCIAL INSTITUTIONS CONSUMER LOAN COMPANY LICENSE #CL-1630, WV MORTGAGE LENDER #ML-23987 WV MORTGAGE BROKER #MB-23986, HUD APPROVED TITLE II NON-SUPERVISED LENDER #17895-0000-0. FRANKLIN FIRST FINANCIAL IS NOT ACTING ON BEHALF OF OR AT THE DIRECTION OF HUD/FHA OR THE FEDERAL GOVERNMENT. ALL LOANS ARE SUBJECT TO CREDIT & APPRAISAL APPROVAL. PROGRAMS, RATES, TERMS, AND CONDITIONS ARE SUBJECT TO CHANGE WITHOUT NOTICE. OTHER RESTRICTIONS MAY APPLY. THIS IS NOT A COMMITMENT TO LEND. COPYRIGHT FRANKLIN FIRST FINANCIAL, LTD. ALL RIGHTS RESERVED.
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