Towne has a streamlined process to meet the unique needs of their customers whether they be Credit Unions, Community Banks, Agricultural Banks, Brokers or Mortgage Bankers.. At the same time, we also address the new world of cyber security and compliance. Towne customizes their involvement based on the requirements of their mortgage partners which include, but are not limited to; hybrid retail, wholesale, mini- correspondent, correspondent and sub-servicing options, which allow for continuous growth within this community driven market. Towne's focus is residential mortgage lending and servicing. We don't offer checking accounts, IRA investing, wealth management or commercial lending products. When working with Towne Mortgage, our partners do not have to worry that we will cross-market to their valued customer base. Towne has regional state-of-the-art Operations Centers located in Columbia, South Carolina and Troy, Michigan. Our goal is to provide start-to-finish service tailored to the needs of our partners. Underwriters and Account Liaisons ensure we understand, meet, and fulfill the needs of our customers. As a multi-channel, national mortgage lender and servicer, we understand that a "one-size-fits-all" approach does not work, and our commitment to community based lending means we understand the evolving local needs of our mortgage partners.