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David Karcher
Area Sales Manager/Mortgage Banker| NLMS # 424981
Birmingham, Alabama Area | Banking
4.92 -
22 Review(s)
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Member FDIC. Equal Housing Lender. FirstBank Institution NMLS # 472433
About David Karcher
ABOUT David’s professional career in the mortgage business began in 1998 as a retail loan officer for a small retail mortgage shop. A quick study of underwriting guidelines and knack for understanding investor product offerings quickly parlayed into an account executive position for a national wholesale mortgage lender. During his time in this position, David quickly became one of the top account executives in the county. Consequently, David has been involved in over 12,000 mortgage transactions in his 20+ year career. In 2010, David chose to transition his career out of the wholesale mortgage channel and into the highly specialized arena of reverse mortgages. Over the course of the next 8 years, he served as the Call Center Manager and a Reverse Mortgage Specialist here at FirstBank. Presently, David has been promoted to the position of Area Sales Manager for FirstBank which allows him the opportunity to handle all forms of residential mortgage transactions, including Conventional, FHA, VA, USDA and Reverse Mortgages. BACKGROUND David’s unique background in wholesale lending, along with his vast knowledge of mortgage lending and underwriting guidelines, has perfectly suited him for the nuances of the various financing options available throughout the mortgage industry. If you have questions, David has the answers. Contact him today.