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Ed Milum
Senior Loan Officer|NMLS # 16343
Frederick, MD | Mortgage
5.0 -
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Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI. (http://www.nmlsconsumeraccess.org) Equal Housing Lender
About Ed Milum
In the past 24 years, l have helped many people achieve their goal of homeownership. Whether you are a first-time homebuyer or refinancing an existing loan, I have a keen understanding of the local real estate market and what it takes to close your loan with efficiency and professional expertise. At Embrace Home Loans, I can offer a variety of mortgage financing options for every stage of homeownership, including: •Conventional Fixed Rate and Adjustable Rate Loan programs •FHA and VA loans •Guaranteed Rural Housing Loans •First-time home buyer financing options •Affordable housing solutions •Specialty financing for licensed medical physicians or dentists through the Doctor Loan Program •Jumbo financing for homes requiring larger loan amounts •Financing solutions for vacation/second homes and investment properties •Flexible options for accessing your home's equity when you need additional funds •Mortgage refinancing options that could lower your monthly payment and save you money each month Whether you want to buy a house, build your dream-home or refinance your existing mortgage, I can help you find the financing solution that's right for you. I have seasoned professional experience in all types of loan programs and I'm always eager to help you with your mortgage needs. A proven mortgage professional, my attention to detail will make your mortgage process run smoothly and easily. Please feel free to visit my website at: http://www.emilum@embracehomelaons.com/ed-milum :