Contact EJ Ward
Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI. (http://www.nmlsconsumeraccess.org)
About EJ Ward
EJ Ward started with Embrace Home Loans in 2012. Formerly from California he was an Asset Manager for 24 Asset Management and NDS, where he led a sales team of over 100 national licensed real estate agents, managing and selling bank owned properties to 1st time home buyers and investors. At Embrace, he focuses on making the purchase and the refinance process the least overwhelming it can be and offers detailed options that best fit each client with their respective goals. He’s passionate about his work, and is a member of Embrace’s President’s Club and $12 million in sales per year club. EJ grew up in the Philadelphia/NJ area, and received his Bachelor of Science degree in Business Administration with a major in accounting. He and his wife live in Newport, Rhode Island and have two beautiful girls, Adalyn and Morgan; he recently bought a summer place near Ocean City, New Jersey so he could share his childhood memories with his kids. In his free time, EJ enjoys running and fitness classes, going to the beach, and traveling.