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Elizabeth Moreno
Mortgage Loan Originator|NMLS # 962833| Branch NMLS # 892068
San Francisco Bay Area | Mortgage
4.89 -
41 Review(s)
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This is not a commitment to lend. Program restrictions apply. Stearns Lending, LLC offers many loan products. Stearns Lending, LLC is a California Limited Liability Company headquartered at 4 Hutton Centre Drive, 10th Floor, Santa Ana, California 92707. (800) 350-LEND (5363) Company NMLS# 1854 (www.nmlsconsumeraccess.org). Stearns Lending, LLC is licensed, registered, or exempt from licensing to conduct business in the following states which require license disclosure on advertising materials: Arizona Mortgage Banker License #0905413; Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act RMLA# 4130495; Georgia Residential Mortgage Licensee #24066; Illinois Residential Mortgage Licensee #MB.6760686; Kansas Licensed Mortgage Company #MC.0025047; Massachusetts Mortgage Lender/Broker License #MC1854; Licensed by the Mississippi Department of Banking and Consumer Finance; Missouri Residential Mortgage Loan Broker License #12-2052 (Stearns' in state office is located at 111 West Port Plaza, Ste. #639, St. Louis, MO 63143); Licensed by the New Hampshire Banking Department; Licensed by the N.J. Department of Banking and Insurance; Ohio Certificate of Registration #MB.804022.000; Rhode Island Licensed Lender; Registered under Texas SML Mortgage Banker Registration; Virginia State Corporation Commission Lender/Broker License #MC-2184; Washington Consumer Loan Company License #CL-1854. For State of Nevada residents Stearns Lending, LLC is a mortgage lender promoting the loan products or services contained in this article; the business phone number that Stearns Lending maintains on file with the State of Nevada Department of Business and Industry is (714) 513-7777. This information is accurate as of June 26, 2017. © 2017 Stearns Lending, LLC All Rights Reserved.
About Elizabeth Moreno
As a professional in the real estate and mortgage lending industries with more than 15 years of experience, I have helped countless California families and individuals to achieve their dreams of homeownership over the years. I am passionate about helping people reach their goals, and the philosophy I bring to my work is simple: listen closely to the needs of my clients and deliver great service. Whether you are a first-time home buyer or a buyer seeking to purchase an investment property, I can help you choose the financing option that best matches your circumstances.  Thanks to the strength of Stearns Lending, a national lender whose only business is mortgages , I'm able to offer borrowers a comprehensive selection of mortgage and refinancing programs. These include conventional and jumbo loan products, as well as FHA*, VA and the USDA's Rural Housing Program loans.  I was born in Oakland, California, and I earned my degree in International Relations and Spanish Literature from San Francisco State University. Now I am a happily married mother of a gorgeous son, and we have just rescued two puppies from the Humane Society. Spending time with family and friends, wine tasting and entertaining brings me great joy.  Earlier in my career, I served as a real estate agent with Coldwell Banker in San Francisco. I am eager to put my knowledge of residential real estate markets in the neighborhoods and communities throughout the greater Bay Area to work for my mortgage clients. As a licensed Mortgage Loan Originator, my goal is to open the door to homeownership and help to make your dreams become a reality. *Stearns Lending, LLC is an FHA Approved Lending Institution, and is not acting on behalf of or at the direction of HUD/FHA or the Federal government.