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Elvia Osnaya
Mortgage Loan Originator|NMLS # 257699| Branch NMLS # 244074
San Francisco Bay Area | Mortgage
5.0 -
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This is not a commitment to lend. Program restrictions apply. Stearns Lending, LLC offers many loan products. Stearns Lending, LLC is a California Limited Liability Company headquartered at 4 Hutton Centre Drive, 10th Floor, Santa Ana, California 92707. (800) 350-LEND (5363) Company NMLS# 1854 (www.nmlsconsumeraccess.org). Stearns Lending, LLC is licensed, registered, or exempt from licensing to conduct business in the following states which require license disclosure on advertising materials: Arizona Mortgage Banker License #0905413; Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act RMLA# 4130495; Georgia Residential Mortgage Licensee #24066; Illinois Residential Mortgage Licensee #MB.6760686; Kansas Licensed Mortgage Company #MC.0025047; Massachusetts Mortgage Lender/Broker License #MC1854; Licensed by the Mississippi Department of Banking and Consumer Finance; Missouri Residential Mortgage Loan Broker License #12-2052 (Stearns' in state office is located at 111 West Port Plaza, Ste. #639, St. Louis, MO 63143); Licensed by the New Hampshire Banking Department; Licensed by the N.J. Department of Banking and Insurance; Ohio Certificate of Registration #MB.804022.000; Rhode Island Licensed Lender; Registered under Texas SML Mortgage Banker Registration; Virginia State Corporation Commission Lender/Broker License #MC-2184; Washington Consumer Loan Company License #CL-1854. For State of Nevada residents Stearns Lending, LLC is a mortgage lender promoting the loan products or services contained in this article; the business phone number that Stearns Lending maintains on file with the State of Nevada Department of Business and Industry is (714) 513-7777. This information is accurate as of June 26, 2017. © 2017 Stearns Lending, LLC All Rights Reserved.
About Elvia Osnaya
Elvia Osnaya is a seasoned loan officer who has earned her reputation as an honest, diligent, and competent professional. She is an asset to our community not only for her business skills, but also for her caring approach to others. Elvia began her real estate career working in the family real estate development business. There, she assisted clients with both their real estate and mortgage needs. Elvia brought her experience to Northern California in 2000 when she made the move from Houston to be closer to her future husband Chris to Cloverdale. Elvia settled into her new Cloverdale residence, then immediately obtained her California Real Estate License. Elvia began the process of building her reputation as a competent, qualified, go-to mortgage producer in the North Bay. Elvia started her California career with First Priority in Santa Rosa. In 2004, Elvia gave birth to daughter Renatta, and decided to take a position closer to her Cloverdale home. She associated with Laurel Hills Mortgage in Healdsburg in 2005. At Laurel Hills, Elvia became well known in the Healdsburg/Cloverdale real estate communities for her mortgage knowledge, her kind approach and dedication to her clients, and her ability to always get the job done. Elvia is also known for her efforts within the community. While in Houston, Elvia employed her bi-lingual skills as a volunteer at the M.D. Anderson Cancer Hospital, where she helped non-English speaking patients understand and cope with their challenges. In Cloverdale, she served as a member of the board of the Cloverdale Boys and Girls Club and is active with the Cloverdale Rotary. Elvia currently serves on the Women’s Council of Realtors in Santa Rosa, and also served as a mentor at the California Parenting Institute, where she worked with new and at-risk parents to insure child safety. In early 2007, Elvia brought her wide range of skills and experience to Blue Oak Mortgage Corporation. Her clients and the Realtors she works seek her out because they know she is the real deal: an experienced and competent loan officer, as well as a genuinely kind and caring person. As a(n) for Stearns Lending, LLC, I strive to provide excellent service and communication with my customers. My customers rely on my knowledge of the products Stearns Lending offers which include FHA, VA, Conventional, Jumbo and other loan products. I am the main point of contact to assist my customers with product parameters, pipeline management or questions relating to underwriting, pricing, and loan closing. I bring over years of experience in the mortgage industry and I am proud to be a member of the Stearns Lending team. Stearns Company NMLS#1854; Equal Housing Lender. nmlsconsumeraccess.org. Disclaimer: http://bit.ly/1ek1Sb0