Since people's homes are often their biggest asset and their biggest liability, their choice to have mortgage debt or not has a dramatic impact on their financial and non-financial lives. Because of this, I believe that I am uniquely positioned as a mortgage professional to provide impactful, life changing consultation and service to the people I touch in both my professional and personal circles. I do this by assessing people's lives much like a financial planner would, with their life goals in mind first. We then work backwards from those ideas to craft the best long term financial strategies possible around their real estate to help achieve those life goals. In doing this, I use the most cutting edge software presentation tools available in the industry to provide a full visual record of the available solutions and strategies. My clients can then confidently and comfortably choose the best strategy for themselves and their families. I feel that my relationship with my clients is a true partnership. Because of this, my obligation to my clients life goals does doesn't end with a mortgage closing, so I engage with my clients in between transactions with impactful analysis of their current situations on an ongoing basis. This approach has proven itself over and over again through my 15 years as a mortgage professional as I continue to watch the thousands of clients I have served achieve the dreams and goals we originally talked about in our very first consultation.
Erik Spencer has been in the mortgage and financial services industries for over 15 years and has negotiated the ups and downs of different real estate and economic cycles for his clients for over 2 decades. Starting out shortly after graduating from the University of Virginia with a degree in Economics in the early 1990's, he has also been successful in the computer hardware and IT fields as well heading up the sales team of an international foreign currency trading firm. Outside the office, Erik coaches and plays lacrosse and has 3 children. His oldest daughter just left home for the University of Alabama to start her college career. Roll Tide!