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Gratzek Hengy Group
Loan Officer Team
Mortgage
4.83 -
412 Review(s)
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NOVA® Home Loans NMLS #3087 | Traci Gratzek NMLS #630476 | Mike Hengy NMLS #1022797 I Kevin Hardin NMLS #1228290 I Crystal Ralston NMLS #915548 I | Kyle Rogers, NMLS #1385431 I 0902429 I Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act #4131230. Also licensed by the CA-DBO under the CFL #6036566. Loans made or arranged pursuant to a California Financing Law License. | Equal Housing Opportunity
About Gratzek Hengy Group
Personal commitment to professional excellence, coupled with a strong desire to help others, is the common thread among the Loan Officers at NOVA. We often hear that the experiences that our clients have working with NOVA are far superior to those encountered at other lending institutions. We're proud of that difference, and of the long lasting relationships we have forged with our clients, their friends and their families! NOVA HOME LOANS has served the needs of homeowners and homebuyers since 1980. We are able to originate loans in 12 states.  In 2001, we merged our flexibility as a mortgage broker with the efficient service of a mortgage banker & broker to create a better way of lending. Efficiency and teamwork are the keys to our accelerated loan delivery. Loan applications are handled in-house from start to finish - eliminating the need to ship your application around the country for underwriting, approval and document preparation. Our commitment to excellent customer service continues long after you have signed your closing documents.  When changes arise in interest rates or market activity that may be advantageous to you, you can be assured that we will contact you and advise you of your options.  Not only will we be your mortgage lender, we will become your one-stop mortgage information source.