About Heather Mason
The Formiller & Mason Team is a mortgage banking group under the umbrella of New American Funding, specializing in residential and apartment loans. What makes you the best in mortgage? “Experience, attention to detail and our ability to structure complex transactions is why we’re recognized as the go-to lending team in the South Bay. We have longstanding relationships with our clients and Realtor partners, which have helped us both earn rankings among the Top 1% of mortgage professionals in the U.S! Clients know that they can count on us to come through for them. There’s no substitute for experience, especially in mortgage lending.” In what ways is your firm a great place to work? “New American Funding is consistently rated as one of the top lenders in the nation. As a mortgage banking firm, we work as both a direct lender as well as a broker providing our clients access to more than 20 investor’s loan products to meet virtually every need. From jumbo to FHA to reverse mortgages, we can do it all including alternative lending programs such as low down payment loans with no mortgage insurance or using bank statements in lieu of tax returns for income qualification for our self-employed borrowers.” Why should potential clients choose your team? “The lending environment has changed dramatically in recent years, and today more than ever, experience is crucial. Rarely, if ever is there a scenario that comes across our desk that we haven’t seen before. We understand the importance and value of our customers having a smooth and stress-free lending experience. Our team has created the ‘perfect loan process’ to ensure that every client has a lending experience second to none.” How does your knowledge of the local culture benefit your clients? “Knowing the nuances and intricacies of the local market is critical. There are many entertainment professionals, athletes and self-employed borrowers in the South Bay, and we pride ourselves in understanding complicated income situations.