Contact Heidi Schmidt
Bay Equity LLC. Equal Housing Lender. This is not a commitment to lend or extend credit. Restrictions may apply. Rates may not be available at time of application. Information and/or data are subject to change without notice. All loans are subject to credit approval. Not all loans or products are available in all states. Bay Equity LLC, 28 Liberty Ship Way Suite 2800, Sausalito, CA 94965; NMLS ID#76988 Alabama Consumer Credit License #22011; Arkansas Combination Mortgage Banker-Broker Servicer License #101024808; Arizona Mortgage Banker License #0910340; Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act- #4150077 ; Colorado Mortgage Company Registration #76988; Florida Mortgage Lender Servicer License #MLD1014; Georgia Residential Mortgage Lender Licensee #39887; Hawaii Mortgage Loan Originator Company License #HI-76988 | Hawaii Mortgage Servicer License #MS139; Idaho Mortgage Lender Broker License #MBL-7852; Illinois Residential Mortgage License # MB.6761094 and #6850059; Bay Equity Home Loans, 28 Liberty Ship Way, Suite 2800, Sausalito, CA 94111-4516, Illinois Residential Mortgage Licensee; Indiana DFI First Lien Mortgage Lending License #27854; Kansas-licensed Mortgage Company, Kansas Mortgage Company License #MC.0025218; Louisiana Residential Mortgage Lending License #76988; Michigan 1st Mortgage Broker/Lender/Servicer Registrant License/Registration #FR0019946, Michigan 2nd Mortgage Broker/Lender Registrant License/Registration #SR0019969; Minnesota Residential Mortgage Originator License #MN-MO-76988.1. Minnesota Residential Mortgage Servicer License #MN-MS-76988.2; 800 E. 101st Terrace, Suite 350, Office 347 Kansas MO 64131, Company Registration #18-2375; Montana Mortgage Lender License #76988; North Carolina Mortgage Lender License #L-168181; North Dakota Money Broker License #MB102667; Nebraska Mortgage Banker License; New Mexico Mortgage Loan Company License; Nevada Mortgage Broker License #3918; Licensed as a Mortgage Lender by the Oklahoma Department of Consumer Credit. Oklahoma Mortgage Lender License #ML002582; Licensed under Oregon Mortgage Lender License #4845; South Carolina BFI Mortgage Lender/Servicer License #MLS-76988, OTNN#1; South Dakota Mortgage Lender License #ML.05120; Tennessee Mortgage License #119622; Texas SML Mortgage Banker Registration #76988 . Texas Recovery Fund notice, Click Here: https://texreg.sos.state.tx.us/fids/201203137-2.pdf ; Utah DRE Mortgage Entity #7953347, #8895148, #8895149; Washington Consumer Loan License #CL-76988; NMLS ID#76988, click here: www.nmlsconsumeraccess.org/EntityDetails.aspx/ COMPANY/76988; Wisconsin Mortgage Banker License #76988BA; Wyoming Mortgage Lender/Broker License #2558 | NMLS consumer access: www.nmlsconsumeraccess.org/ EntityDetails.aspx/ COMPANY/76988
About Heidi Schmidt
I was born and raised in Oregon and graduated from OSU in 1993, with a degree in Finance and a minor in Marketing and Communications. I have over 24 years of experience in the mortgage industry. I take great pride in building lifelong relationships with my previous clients, local banks, builders and realtors based on integrity, commitment to excellence, product knowledge and superior client experience. I am very professional and I honestly care about your goals and giving you the path to get there. Since mortgage loans are uniquely individual, I offer a wide range of residential loan programs tailored to your specific needs, including first time buyers, refinance rate and term or cash out, Bay Equity’s Giving to Heroes program, non-owner investment loans, construction loans, remodeling loans and reverse mortgages for clients 62 years young. One of my most valuable qualities is taking the time to get to know my clients. I find that when I can truly understand their goals and their current situation, then I can produce the results they’re looking for by finding the most efficient path to get them there. Choosing the right lender truly is important to ensure your home loan process is smooth and successful. In my free time, I enjoy spending time with my family and friends. Whether it’s walking on the Oregon beaches, playing at the local parks or simply relaxing in our backyard, I focus on being present and enjoying our time together. My #1 goal is to be present, listen and help clients make informed decisions, based on their life, while earning their trust to build lifelong relationships. Client referrals and repeat customers are very important to me; it’s truly the best compliment anyone can give me.