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Jackie Cuneo
Senior Loan Officer | NMLS ID# 340022
San Francisco Bay Area focus, lending everywhere in California | Mortgage
4.8 -
48 Review(s)
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Summit Funding, Inc. NMLS ID# 3199 (www.nmlsconsumeraccess.org) AZ Lic# 0925837, GA Lic# 39456, an approved equal housing lender. 2241 Harvard Street, Suite 200, Sacramento, CA 95815.
About Jackie Cuneo
in-house underwriting * agency + jumbo * product variety * team service I work with every type of borrower from first time buyers, challenging borrowers with derogatory credit, to A++ high net worth clientele, entrepreneurs and other clients with highly complex income & asset profiles. If you are a borrower or Realtor looking for an adept, resourceful, caring and ethical lender, please contact me for an initial consultation to discuss your goals. * Direct Fannie + Freddie, FHA, jumbo + specialty lender * full pre-underwrites available * in-house underwriting, docs and funding * 550 FICO on FHA, plus 203k, VA, USDA * low downpayment options, many with no monthly MI * reverse mortgages * Builder/new condo loans: far more options than the "big banks" * Non-QM / Alt-A lending for tough deals * SF Condo conversion financing specialist (pay off TIC loans) I also enjoy teaching others about the lending process, and offer product + sales training to my Realtor partners. I take a "big picture" approach to lending to meet clients' goals. As a former Realtor, homeowner and investor, I view mortgage financing as a powerful wealth-building tool, and an integral part of a comprehensive financial planning strategy. Summit is a direct lender/seller/servicer founded in 1995. We funded approx $4 Billion in 2016. We access capital from the same sources as "the big banks" -- but with less underwriting overlays, faster turntimes, team service, and hand-picked LOCAL appraisers. We can also broker loans, allowing us access to a huge variety of specialty programs. Jackie Cuneo, Senior Loan Officer, NMLS ID# 340022, CA BRE ID# 01715957 | Branch NMLS ID# 1227415 | Summit Funding, Inc. NMLS ID# 3199 (www.nmlsconsumeraccess.org) | An Approved Equal Housing Lender