Contact James Carmody
Synergy One Lending Inc. NMLS 1025894. 3131 Camino Del Rio N 190, San Diego, CA 92108. Alabama Consumer Credit License #22123; Department of Financial Institutions ? Arizona Mortgage Banker License 0926603; Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act ? California License 4131356; Licensed by the Connecticut Consumer Credit Division ? Mortgage Lender License ML-1025894; Regulated by the Colorado Division of Real Estate, Colorado Mortgage Company Registration 1025894; Delaware Licensed Lender #020926; District of Columbia Mortgage Dual Authority License MLB1025894; Florida Mortgage Lender License MLD1079; Georgia Residential Mortgage Licensee. Georgia Mortgage Lender License #46648; Hawaii Mortgage Loan Originator Company License #HI-1025894. Idaho Mortgage Broker/Lender License MBL-8537; Illinois Residential Mortgage Licensee #MB.6761115; Licensed by Indiana Department of Financial Institutions ? First Lien Mortgage Lending License 27156; Iowa Division of Banking ? Mortgage Banker License 2015-0038; Kansas Licensed Mortgage Company License #MC.0025258; Kentucky Mortgage Company License #MC327694; Louisiana Residential Mortgage Lending License #1025894; Maine Supervised Lender License 1025894; Maryland Commissioner of Financial Regulation ? Mortgage Lender License 21678; Michigan 1st Mortgage Broker/Lender License FL0019960; Minnesota Residential Mortgage Originator License #MN-MO-1025894; Licensed by the Mississippi Department of Banking and Consumer Finance. Mississippi Mortgage Lender License #1025894;Montana Mortgage Lender License 1025894; Montana Mortgage Broker License 1025894; Nebraska Mortgage Banker License 1025894; Nevada Mortgage Broker License 4317. Licensed by the New Hampshire Banking Department 19926-MB; Licensed by the New Jersey Banking and Insurance Department ? New Jersey Residential Mortgage Lender License 1025894; New Mexico Mortgage Loan Company License 1025894; Licensed by the North Carolina Commission of Banks office ? North Carolina Mortgage Lender License L-164411; Ohio Mortgage Broker Act Mortgage Banker Exemption MBMB.850248.000; Oklahoma Mortgage Lender license #ML010730; Oregon Mortgage Lending License ML- 5208; Pennsylvania Department of Banking and Securities License 49997; Rhode Island Lender License 20163229LL; Rhode Island Loan Broker License 20163230LB; South Carolina- Board of Financial Institutions Mortgage Lender / Servicer License MLS-1025894; Tennessee Mortgage License #125659; Texas Mortgage Banker Registration 1025894; Utah DRE Mortgage Entity License 8954729; Vermont Lender License 6891. Virginia Mortgage Broker and Lender Licensee, NMLS ID 1025894; Washington Consumer Loan Company License CL-1025894; Wisconsin Mortgage Lender License #1025894BA; Wyoming Mortgage Lender/Broker License 2677. (877) 978-1922.
About James Carmody
James grew up in a fishing community south of Boston, MA. After high school he worked with urban youth through a non-profit organization, City Year. He went on to get a Jesuit education at Fairfield University, playing rugby and studying business. In 2003 he relocated to San Diego and was immediately drawn to the community. James enjoys an active lifestyle, playing golf, swimming, skiing, and spending time with his wife, family, and friends. Education B.S. Relationship Marketing, Charles F. Dolan School of Business, Fairfield University, Fairfield, CT James Carmody has a proven track record of helping his clients achieve their dreams. He has personally helped over 1,000 families purchase and refinance properties since joining the industry in 2003. Prior to becoming a mortgage banker he had a lot of success as a mortgage broker and manager. He successfully grew a company from four employees to over fifty in three short months with over 100 million in production. As a mortgage advisor, James is committed to taking a hands-on approach with his clients. He applies the perspective that ?a home is your biggest investment and needs to be part of a comprehensive plan. My goal is to empower clients through education.? WHY JAMES CARMODY? It has always been James? vision to create an educational experience for his clients. When you work with James and his team, you will immediately feel the difference. His primary purpose is to assist you in making sound financial long and short term choices. He knows that a home loan is one of the biggest financial transactions most people will ever make. He and his team are highly motivated to excel in all aspects of the loan process. We use industry leading tools to share with our clients in order for them to create a clear path to the most cost effective mortgage strategy. Being a direct lender allows James to underwrite and fund loans in-house which translates into quick smooth closings for his clients. This flexibility allows James to help local families find the right program for their ever changing needs. James is truly passionate about guiding his clients through a seamless mortgage process, and as a result nearly 100% of his business is by referral from satisfied clients and dedicated real estate professionals.