Contact JD Hodges
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About JD Hodges
Upon graduation from North Carolina State University with degrees in Business Management and Economics in 1987, J.D began his lending career as a Commercial Lending Specialist in Durham, NC. Early in his career, he was afforded the opportunity to gain knowledge of all aspects of real estate finance including acquisition and development of single family and multifamily projects. His interests in real estate lending eventually evolved into a focus on financing the construction of single family homes for both builders and homeowners. Competition between banks for asset growth created the perfect environment for the birth of a specialty loan known as a Construction Permanent mortgage. As the lending industry evolves, Construction Permanent loans continue to offer savings for those planning to build a new home. Today, Construction Permanent mortgage loans offer all the financial benefits of only one loan closing coupled with the permanent mortgage rate protection customers deserve. Since relocating back to his hometown of Wilmington in 1998, J.D. has built his mortgage lending career on a foundation of trust, product knowledge, and client education. Simply meeting the requirements of closing a loan is not acceptable; it is his goal to exceed the expectations of his clients and referral partners. Although construction permanent financing and new home financing is his specialty, J.D has been consistently recognized as a high volume Conventional, FHA/VA, and USDA lender. Whether you are buying, refinancing or building your first or second home, J.D. can help.