Contact Jeff Dray
Hallmark Home Mortgage, LLC, NMLS # 53441 all rights reserved. NOTICE: All loans are subject to credit, underwriting and property approval guidelines. Offered loan products may vary by state. There is no guarantee that all borrowers will qualify. This is not a commitment to lend. Terms, conditions and programs are subject to change without notice. Certain limitations apply. Contact us for additional details. Hallmark is licensed in Colorado, Florida, Indiana, Kansas, Kentucky, Michigan, Minnesota, Wisconsin and Ohio: Corporate OMBA Registration # MB.803976.000, OMLA SM.501639.000; Columbus, OH: OMBA MB.803976.002, OMLA SM.501639.001; Toledo, OH: OMBA MB.803976.003, OMLA SM.501639.003; Indianapolis: OMBA MB.803976.004. Visit http://www.nmlsconsumeraccess.org/ for further information on Hallmark’s Mortgage Loan Originators’ licensing.
About Jeff Dray
For more than two decades, I have dedicated myself to educating homebuyers and simplifying the ever-changing loan process. As homeownership is the cornerstone of financial health, I especially enjoy assisting First Time Buyers and crafting unique financing solutions for the most challenging borrower scenarios. When other lenders say ‘no’, I apply my passion and proficiency for problem-solving, and create a game plan for their success. This ‘extra mile’ service level is at the heart of the lifelong relationships I’ve forged with my family of customers. My free time finds me spending time with my wife of twenty plus years and three incredible children. From application through closing and every step along the way, you'll be confident in Hallmark Mortgage truly simple, transparent and award-winning process. I understand it's both my privilege and responsibility to earn your trust, and I'll never be satisfied until you are delighted with your experience.