Contact Jeffery Dray
NMLS ID 145502. AZ: Mortgage Banker License No. BK-0909074. CA: BRE Real Estate Corporation License Endorsement 01866775 | DBO Residential Mortgage Lending Act License 4131324 D.B.A. V.I.P. Independent Mortgage, Inc. | 41DBO-58745. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act. CO: Mortgage Company Registration 145502. Regulated by the CO Division of Real Estate. FL: Mortgage Lender License MLD1399; MLDB4970 | GA: Georgia Residential Mortgage License # 51913 | HI: Mortgage Loan Originator Company License HI-145502 | ID: Mortgage Broker/Lender License #: MBL-8966 | IL: Illinois Residential Mortgage Licensee MB.6760990. IN: DFI First Lien Mortgage Lending License 21573; DFI Subordinate Lien Mortgage Lending License 21574 | MI: First Mortgage Broker/Lender License FL0017723; Second Mortgage Broker/Lender Registrant License SR0017724. | MN: Residential Mortgage Originator License MN-MO-145502, Minnesota Residential Servicer License MN-MS-145502. | NE: Mortgage Banker License 2032 Banker License 1081833 | NM: MLC 397200 | MLC 3769 | MLC 834012 | MLC 1081833 | MLC 336964 | NV: Nevada Mortgage Banker License NV License #: 4596 | OR: ML-5444-3 | ML-5444-2 | ML-5444-1 | ML-5444. North Carolina Mortgage Lender License State License #: L-170588 | TN: Mortgage License 136173 | TX: SML Mortgage Banker Registration. N.A. D.B.A. V.I.P. Independent Mortgage, Inc. UT: DRE Mortgage Entity License No: MLCO-7233522 | DRE-8993850. WA: Master Business License No. 602 774 478, Consumer Loan Company License No. CL-145502 | CL-172492 | CL-336964 | CL-1252401 | CL-1355178. WI: Mortgage Banker License No. 145502BA | 172492BA , WI- Mortgage Broker License No. 145502BR | 172492BA.
About Jeffery Dray
For more than two decades, I have dedicated myself to educating homebuyers and simplifying the ever-changing loan process. As homeownership is the cornerstone of financial health, I especially enjoy assisting First Time Buyers and crafting unique financing solutions for the most challenging borrower scenarios. When other lenders say ‘no’, I apply my passion and proficiency for problem-solving, and create a game plan for their success. This ‘extra mile’ service level is at the heart of the lifelong relationships I’ve forged with my family of customers. My free time finds me spending time with my wife of twenty plus years and three incredible children. From application through closing and every step along the way, you'll be confident in Gold Star's truly simple, transparent and award-winning process. I understand it's both my privilege and responsibility to earn your trust, and I'll never be satisfied until you are delighted with your experience.