Who We Are Planet Home Lending is the smart choice for your mortgage needs. Unlike a bank, mortgages are all we do. Every day, borrowers across America come to us for assistance with their home purchase and refinance needs. At Planet Home Lending, our Mortgage Loan Specialists happily and professionally provide their services without ever uttering a word of Mortgage Mumbo Jumbo. What We Offer Our Mortgage Loan Specialists provide expertise in a wide range of traditional and VA mortgage programs including: 15-Year Fixed Mortgage 30-Year Fixed Mortgage FHA Loan FHA Streamline Refinance Jumbo Loans VA Loan VA Streamline Refinance *Veteran refinance programs typically feature no credit check and no appraisal. Why you should get your new-home mortgage or refinance now Interest rates remain near historic lows. We couple that with low lender fees and the comfort that comes from having a dedicated partner to speak with throughout the mortgage process. What’s more, whether you need a new-home mortgage or refinance, your monthly costs can be lowered – sometimes dramatically – due to the present interest rate environment. Don’t wait to call us. A small time investment could result in a large amount saved. At Planet Home Lending, we’ll get you home.