Throughout my career I have learned that being independent, knowledgeable, and hard working is what make you successful in life. I have accomplished many goals in this country and the most important has been able to help the community with my expertise in the financial/banking area. As a MLO, I facilitate the process for a borrower to complete a mortgage transaction; been the main point of contact throughout the entire home loan process. As an MLO, I interview mortgage applicants, analyzing and screening preliminary loan requests. We gather background financial information, assist the borrower with completing mortgage forms, and submit loan applications for processing. Determining whether loan applicants meet the lender’s credit criteria or loan standards; in so doing, I may call the applicant to resolve discrepancies in the credit application, such as a credit report showing late payments. I will package loans for review by senior loan officers or a loan committee, and monitor progress of loans from the loan application to loan closing. We as a bank, work together with realtors, property appraisers, and attorneys, work to develop new business opportunities and, willing to work long hours to find customers who need loans. Before Aspire, I went to Miami Dade College. I received my BA in Public Safety Management and Criminal Justice Administration; as well as, other certifications which I have benefited tremendously from the wealth of knowledge obtained from it. Including: Credit Specialist Program, Real Estate, Notary Signing Agent, and Massage Therapy. I also received my certifications from FEMA in the areas of Incident Command System for Law Enforcement, National Incident Management, and National Response Framework. Im currently instructing seminars/courses such as: Personal Financial Management Course Budgeting programs Debt elimination seminars Identity theft Awareness seminars. First Time Home buyers Courses