Joe Facciolo comes from a traditional Italian family, and grew up all over the Philadelphia area. Having purchased his first home at the very young age of 19, Joe's been interested in the mortgage business ever since. He is now licensed in Pennsylvania, New Jersey, and Delaware. He has a mechanical and construction background that helps to assess deals, whether it be a purchase or cash-out refinance for home improvements. His background in construction allows him to understand the scope of work and the costs that come with it. Joe is an expert at making a complex process simple. He also strives to explain all the different options that are available in order for the customer to make the best choice for their individual needs. His goal is to keep as much money in his customers' pockets as possible! Specializing in first-time homebuyers. Joe knows firsthand that the process can be confusing, so he makes sure to take the extra time to get to know each of his customers' personal goals and dreams. When is not helping people find their dream homes, he is most likely spending time with his family and friends or jet skiing!