About John Chavez
In my years of mortgage banking, I’ve come to realize that the largest role we play as lenders is underwriting analysis. This consists of reviewing a customer’s credit report, calculating income based off of the tax filings from employed and self-employed customers, as well as the assets needed to close. Our team takes the necessary steps to collect all of this information to determine qualification upfront, ensuring a smoother road to closing. At V.I.P., these steps go a long way. We’re a tight unit, working as a team with a team attitude – always there for one another. We care about the individual, not just the loan, and we are here to exceed the expectations of everyone involved in the transaction. I have a 3-year-old daughter that makes every day interesting. Raising her with her mother and watching her personality grow each day, there’s never a dull moment. In addition, I play men’s league softball and coach our competitive tournament team, which is one of the things I enjoy most. It never gets old and I will love it until I can no longer play.