Contact Joshua Grafer
Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI. (http://www.nmlsconsumeraccess.org)
About Joshua Grafer
Joshua Grafer joins Embrace from a national lender where he was one of the top three loan officers in 2014, 2015, and 2016 for units and volume closed. He’s dedicated to getting his clients the best possible loan program after analyzing their credit, income, and assets. And he makes himself available day and night for questions and guidance throughout the loan process, from application to closing. Joshua grew up in Shoreham, New York and moved back there in 2015 with his family – even purchased a house on the same street he grew up on! He’s been married to his beautiful wife Dani for 10 years. They have four children – Benjamin, Colin, Sean, and Lana, all under the age of 7 – and a Yorkie named Jerry. Joshua is a huge sports fan, and especially enjoys watching the New York Yankees, Giants, and Knicks. When he gets out on the field, he loves playing softball.