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Julia Chism
Sales Manager and Senior Mortgage Loan Officer | NMLS #235177
Charleston, South Carolina Area | Mortgage
4.97 -
32 Review(s)
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Equity Prime Mortgage LLC is a direct lender with branches around the country that are dedicated to bringing you access to the most diverse array of home lending products available in the industry. Unlike many lenders, Equity Prime is not limited to working with only one type of borrower, which means that people of all financial and credit profiles receive the same impressive cost-saving benefits. At Equity Prime our mortgage professionals are here to help you buy a home or earn more financial freedom by using the equity that you've built. Licensed by the Virginia State Corporation Commission (Lender License # MC-5493/ Broker License #MC-5493). Not all applicants will qualify. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act. Loans made or arranged pursuant to a California Finance Lenders Law license. Licensed by the NJ Department of Banking & Insurance. Georgia Residential Mortgage License #23300. Regulated by the CO Division of Real Estate - AZ Banker License #0921685. Licensed by the Mississippi Department of Banking and Consumer Finance. Licensed by the Pennsylvania Department of Banking. CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. For NMLS consumer license http://equityprime.com/page/state-licensing
About Julia Chism
Whether you are buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you're dealing with a top professional who is able to give you quick and accurate financial advice. As an experienced loan officer I have the knowledge and expertise you need to explore the many financing options available. I have over 29 years of experience in mortgage lending and am dedicated to helping you find the perfect home loan. Using a consultative approach to mortgage lending, I will work diligently alongside you to determine the best home loan option that fits your life today and well into the future. I understand that it is not only a financial decision, but a choice that affects the dreams and goals of your family. Ensuring that you make the right choice for you and your family is my ultimate goal. I am committed to providing my customers with mortgage services that exceed their expectations. I hope you'll browse my website, check out the different loan programs I have available, use my decision-making tools and calculators, and use our secure online application to get started. After you've applied, I'll call you to discuss the details of your loan, or you may choose to set up an appointment with me using my online form. As always, you may contact me anytime by phone, fax or email for personalized service and expert advice. I look forward to working with you.