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Justin Kelly
LOAN ORIGINATOR| NMLS # 320304
Tampa/St. Petersburg, Florida Area | Mortgage
4.7 -
53 Review(s)
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Equal Housing Lender

1. New York Disclosure (the disclosure is below)
a. State of New York Disclosure
This site is not authorized by the New York State Department of Financial Services. No mortgage loan applications for properties located in the state of New York will be accepted through this site.

2. Texas Disclosure (the disclosure is below)
a. Texas Licensing Disclosure
PURSUANT TO THE REQUIREMENTS OF SECTION 157.007 OF THE TEXAS MORTGAGE BANKER ACT, CHAPTER 157, TEXAS FINANCE CODE, YOU ARE HEREBY NOTIFIED OF THE FOLLOWING:

COMPLAINTS REGARDING A LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD BE SENT TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEB SITE AT WWW.SML.TEXAS.GOV.

3. A link to our privacy policy
http://vandykmortgage.com/privacypolicy.html

4. VanDyk Licensing Information Link
https://onedrive.live.com/view.aspx?resid=4C165E8456F952FD!114&ithint=file%2cxlsx&app =Excel&authkey=!AE6bTVSXTehmLZA

5. Our Corporate NMLS should be located on the page (#3035) – this can be up top with our logo if that fits better

6. Our corporate address should be listed

7. Any loan officer listed should have their NMLS number included

8. The www.nmlsconsumeraccess.org link should be listed

About Justin Kelly
Justin Kelly is a native of Tampa Bay, graduating from Boca Ciega High school in 2002. He went on to receive degrees in both Finance and Business Management from the University of South Florida and IS currently pursuing his MBA at the University of Florida. He is an advisory board member of the Palm Harbor YMCA, member of the finance committee for the YMCA of the Suncoast, and currently enrolled in the 2017 class of Leadership of Pinellas. Justin has been working in the mortgage industry since 2006, getting his start at Tri-County Mortgage and now with VanDyk, following the merger of the two. He and his team use a full range of loan products, including Conventional, FHA, VA, and down payment assistance programs to help their clients reach their goal of homeownership.