Contact Kathy Stypula
Bay Equity LLC. Equal Housing Lender. This is not a commitment to lend or extend credit. Restrictions may apply. Rates may not be available at time of application. Information and/or data are subject to change without notice. All loans are subject to credit approval. Not all loans or products are available in all states. Bay Equity LLC, 28 Liberty Ship Way Suite 2800, Sausalito, CA 94965; NMLS ID#76988 Alabama Consumer Credit License #22011; Arkansas Combination Mortgage Banker-Broker Servicer License #101024808; Arizona Mortgage Banker License #0910340; Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act- #4150077 ; Colorado Mortgage Company Registration #76988; Florida Mortgage Lender Servicer License #MLD1014; Georgia Residential Mortgage Lender Licensee #39887; Hawaii Mortgage Loan Originator Company License #HI-76988 | Hawaii Mortgage Servicer License #MS139; Idaho Mortgage Lender Broker License #MBL-7852; Illinois Residential Mortgage License # MB.6761094 and #6850059; Bay Equity Home Loans, 28 Liberty Ship Way, Suite 2800, Sausalito, CA 94111-4516, Illinois Residential Mortgage Licensee; Indiana DFI First Lien Mortgage Lending License #27854; Kansas-licensed Mortgage Company, Kansas Mortgage Company License #MC.0025218; Louisiana Residential Mortgage Lending License #76988; Michigan 1st Mortgage Broker/Lender/Servicer Registrant License/Registration #FR0019946, Michigan 2nd Mortgage Broker/Lender Registrant License/Registration #SR0019969; Minnesota Residential Mortgage Originator License #MN-MO-76988.1. Minnesota Residential Mortgage Servicer License #MN-MS-76988.2; 800 E. 101st Terrace, Suite 350, Office 347 Kansas MO 64131, Company Registration #18-2375; Montana Mortgage Lender License #76988; North Carolina Mortgage Lender License #L-168181; North Dakota Money Broker License #MB102667; Nebraska Mortgage Banker License; New Mexico Mortgage Loan Company License; Nevada Mortgage Broker License #3918; Licensed as a Mortgage Lender by the Oklahoma Department of Consumer Credit. Oklahoma Mortgage Lender License #ML002582; Licensed under Oregon Mortgage Lender License #4845; South Carolina BFI Mortgage Lender/Servicer License #MLS-76988, OTNN#1; South Dakota Mortgage Lender License #ML.05120; Tennessee Mortgage License #119622; Texas SML Mortgage Banker Registration #76988 . Texas Recovery Fund notice, Click Here: https://texreg.sos.state.tx.us/fids/201203137-2.pdf ; Utah DRE Mortgage Entity #7953347, #8895148, #8895149; Washington Consumer Loan License #CL-76988; NMLS ID#76988, click here: www.nmlsconsumeraccess.org/EntityDetails.aspx/ COMPANY/76988; Wisconsin Mortgage Banker License #76988BA; Wyoming Mortgage Lender/Broker License #2558 | NMLS consumer access: www.nmlsconsumeraccess.org/ EntityDetails.aspx/ COMPANY/76988
About Kathy Stypula
I am a Central Valley native, born and raised in Clovis. With more than 2 decades of Real Estate Lending experience, I enjoy working with every type of borrower. I have spent a fair amount of my career in Southern California. Given the fierce competitive market there, my success demanded I set myself apart from the competition. In doing that, I cultivated a sales strategy that would add value to both my Realtor partners as well my home buyers. As a legacy Real Estate agent in the early 90's, I learned how to navigate even the most challenging of markets. The Central Valley envelopes a wide range of demographic thus constantly challenging my professional knowledge. While money is still very affordable today, I make an effort to compile a financial overview for every borrower ensuring I have explained to them what their most viable options are for home loans. Creating a client relationship is vital to a successful transaction, as buying a home is one of, if not the largest financial investments an individual will make. I have been blessed with great leaders throughout my professional career, all of which have played a pivotal role in my success. My current manager and friend, Molly Meeker has inspired, supported, and pushed me relentlessly to grow. Personally, I am most grateful for my family! My parents that always supported me and allowed me to drive my strengths and dreams; my husband who is such a brilliant achiever and pushes me to be my best spiritually and professionally; and my children that adore and support me unconditionally! As a Bay Equity Home Loan mortgage lending professional, our team is knowledgeable about a wide range of different loan programs in order to serve your unique needs and financial goals. Whether you're making a first time purchase, a second home purchase or looking to refinance, we can help you! We are trained senior loan officers on FHA, VA, Conventional, Jumbo, and Construction Loans. We offer 203k Renovation Lending and Home Style Reno loans, programs particularly well suited for buyers of fixer-uppers and REOs in need of repair. Homebuyers can finance both the purchase and future repairs on their new home with one loan. We value your business and will provide you with the best professional service and mortgage solutions that make most sense for you and your unique financial situation and real estate goals. Please contact me today if you'd like more information about our special loan programs. We look forward to working with you!