About Kelle Murphy
Working as a top producer since 2003 in the retail banking industry as both a Broker and a Banker. I currently handle Down Payment Assistance, FHA, VA, CalVet, USDA, 203K Rehabilitation Loans, Conventional Rehabilitation Loans, Energy Efficient Mortgages, Conventional Financing, Flip Properties and construction financing. I offer a virtually paperless system from application up to closing documents. I pride myself with getting the job done right, ethically and quickly. My goals include but are not limited to educating each client on the 'entire' picture of owning a home, maintaining a high level of satisfaction with my borrowers and Realtor Partners and growing my network of business relationships. I truly enjoy the opportunity to get to know so many great people while working in the business on the client side as well as on the networking side. Specialties: I specialize in First Time Homebuyer Programs through city and county programs. These programs have a wide range, but can offer down payment assistance at a zero or low interest rate to help buyers afford to live in the areas they live and work in. I am currently approved with 18 Bay Area cities and several Southern California cities as well.