Contact Kelle Murphy
All applications subject to credit approval. Program terms and conditions are subject to change without notice. Some products may not be available in all states. Other restrictions and limitations may apply. This is not a commitment to lend. Envoy Mortgage Ltd. #6666, 5100 Westheimer Road., #320, Houston, TX 77056, Phone #877-232-2461; AR Banker/Broker/Servicer License #103315 - AZ Mortgage Banker Licensee – License #0908096; Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #413 0597; CO Mortgage Company Registration # 6666, Regulated by the Division of Real Estate; Licensed by the Delaware State Bank Commissioner Licensed Lender Licensee #011264; Georgia Residential Mortgage Licensee License #23619; Illinois Residential Mortgage Licensee – License #MB.6759338; MA Mortgage Lender Licensee – License #MC6666 ; MA Mortgage Broker Licensee – License #MC6666; Licensed by the Mississippi Department of Banking and Consumer Finance License #6666; Envoy Mortgage Limited Partnership – Licensed by the New Hampshire Banking Department License #14552-MB; Licensed by the N.J. Department of Banking and Insurance NMLS #6666; Licensed Mortgage Banker – NYS Department of Financial Services, License #B500979, 746 Merrick Rd., Baldwin, NY 11510; OH Mortgage Broker Act Certificate of Registration #MB.804190.000; OR Mortgage Lending Licensee #ML-3933; Rhode Island Licensed Lender – License # 20092627LL; Rhode Island Licensed Loan Broker – License # 20122861LB; TX Mortgage Banker Registration- NMLS #6666; TX Regulated Loan License #42377. This office is licensed and examined by the Office of Consumer Credit Commissioner of the State of Texas; Virginia NMLS ID#6666 (www.nmlsconsumeraccess.org) – Lender License and Broker License # MC3021; Envoy Mortgage Ltd d/b/a Envoy Mortgage, L.P.- WA Consumer Loan Company License # CL-6666 –http://nmlsconsumeraccess.org
About Kelle Murphy
Working as a top producer since 2003 in the retail banking industry as both a Broker and a Banker. I currently handle Down Payment Assistance, FHA, VA, CalVet, USDA, 203K Rehabilitation Loans, Conventional Rehabilitation Loans, Energy Efficient Mortgages, Conventional Financing, Flip Properties and construction financing. I offer a virtually paperless system from application up to closing documents. I pride myself with getting the job done right, ethically and quickly. My goals include but are not limited to educating each client on the 'entire' picture of owning a home, maintaining a high level of satisfaction with my borrowers and Realtor Partners and growing my network of business relationships. I truly enjoy the opportunity to get to know so many great people while working in the business on the client side as well as on the networking side. Specialties: I specialize in First Time Homebuyer Programs through city and county programs. These programs have a wide range, but can offer down payment assistance at a zero or low interest rate to help buyers afford to live in the areas they live and work in. I am currently approved with 18 Bay Area cities and several Southern California cities as well.