Contact Ken Pratt
Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI. (http://www.nmlsconsumeraccess.org) Equal Housing Lender
About Ken Pratt
Kenneth Pratt has had a lead role in Embrace’s success for over 21 years. He is a Vice President as well as Team Leader and oversees a team of 12 Loan Officers. He ensures that customers are being given the highest standard of service. Ken worked at Union Bank as a loan officer prior to joining Embrace’s team. While at Union Bank he worked directly with clients to achieve their homeownership goals. This is where Ken developed the skills and knowledge necessary for his leadership with Embrace. Named an All-Star member 8 times, Top 3 Loan Officer as well as being inducted in the Hall of Fame, his accomplishments have not gone unrecognized. Ken attended CCRI where he received his Associate’s Degree in Business Administration. He continued his education at the University of Rhode Island and the University of Massachusetts Dartmouth graduating with his BA in Economics. Ken grew up in Warwick, RI and now resides in North Kingston, RI with his wife and 3 children. He enjoys playing basketball and golf during his spare time.