Contact Kirk Hutchings
Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI. (http://www.nmlsconsumeraccess.org) Equal Housing Lender
About Kirk Hutchings
Kirk Hutchings has the unique distinction of being the third most tenured employee at Embrace Home Loans - he has been with the company for 30 years. As a Team Leader and Vice President, Kirk oversees a team of 12 Loan Officers, one Processor and an Assistant Loan Officer, originating, processing and closing both purchase and refinance business. Kirk has been recognized numerous times over his many years. Honors include the prestigious President?s Award, Top Sales Leader and Top Coach among others. He has been a member of the All Star Team many times. Coming from a family where both parents were teachers, Kirk places a high value on listening. ?Whether you are working with a customer or a co-worker, understanding their needs is critical to finding them the best solution.? Kirk has an equal appreciation for the power of change, having been with the company from nearly the beginning. Kirk is a graduate of the University of New Hampshire with a Bachelor of Arts in History and a minor in Political Science. A native of Chatham, Massachusetts, Kirk lives with his wife Kim, their four children and their Australian Labra Doodle, Boomer, in Barrington, Rhode Island. When he's not working, . He enjoys gardening, specifically growing dahlias, as well as both motor and sail boating. Kirk is the proud of owner of a1965 wooden Beetle cat sail boat.