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Kristy Osborn
SR LOAN OFFICER | NMLS # 999896
Garland, TX | Mortgage
4.8 -
9 Review(s)
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SFMC, LP NMLS ID# 166487 (www.nmlsconsumeraccess.org) AZ Lic # 0924237, GA Lic # 50791, DC Lic # MLB166487, FL Lic # MLD1342, IL Lic # MB.6761176, IN Lic # 30532, KY Lic # MC358087, MD Lic # 22349, MI Lic # FR0020532, MN Lic # MN-MO-166487, NC Lic # L-169702, OH Lic # SM.501988.000, OK Lic # ML010483, PA Lic # 58665, SC Lic # MLS -166487, WI Lic # 166487BA, an approved Equal Housing Lender.
6800 Weiskopf Avenue, Suite 200, McKinney, TX 75070.
To go to the NMLS access page please visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/166487
Pursuant to the requirements of Section 157.007 of the Mortgage Banker Registration and Residential Mortgage Loan Originator Act, Chapter 157, Texas Finance Code, you are hereby notified of the following: Consumers wishing to file a complaint against a mortgage banker or a licensed mortgage banker residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department's website at www.sml.texas.gov. A toll-free hotline is available at 1-877-276-5550.
The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim.
For more information about the recovery fund, please consult the department's website at www.sml.texas.gov.
About Kristy Osborn
First and foremost I am a wife and mother. In 2015, I had the privilege of celebrating 20 years with my husband. My daughters are 15 and 18 and represent every bit of the fun and challenge being a parent of teenagers involves! I was a former Realtor® and Escrow Officer over the past decade, which helps me understand the business needs of the real estate and title industries, and the clients they serve. Exceptional service and communication are paramount, and I use my ambidextrous industry experience to ensure both the agent and the client are handled with the care they deserve. While I still hold a special place in my heart for my Realtor® and Title colleagues, my transition to the lending side was spurred by my desire to be closer to the home buyer as I guide them through the process of achieving home ownership. (NMLS # 999896) 375 Cedar Sage Blvd, Suite 250, Garland, TX 75040 972-864-3522 Fair Housing and Equal Opportunity Lender Figure: 7 TAC 81.200(c) "CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV.