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Laura Lella
LOAN ORIGINATOR| NMLS # 587156
Cincinnati, Ohio Area | Mortgage
4.7 -
5 Review(s)
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Equal Housing Lender

1. New York Disclosure (the disclosure is below)
a. State of New York Disclosure
This site is not authorized by the New York State Department of Financial Services. No mortgage loan applications for properties located in the state of New York will be accepted through this site.

2. Texas Disclosure (the disclosure is below)
a. Texas Licensing Disclosure
PURSUANT TO THE REQUIREMENTS OF SECTION 157.007 OF THE TEXAS MORTGAGE BANKER ACT, CHAPTER 157, TEXAS FINANCE CODE, YOU ARE HEREBY NOTIFIED OF THE FOLLOWING:

COMPLAINTS REGARDING A LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD BE SENT TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEB SITE AT WWW.SML.TEXAS.GOV.

3. A link to our privacy policy
http://vandykmortgage.com/privacypolicy.html

4. VanDyk Licensing Information Link
https://onedrive.live.com/view.aspx?resid=4C165E8456F952FD!114&ithint=file%2cxlsx&app =Excel&authkey=!AE6bTVSXTehmLZA

5. Our Corporate NMLS should be located on the page (#3035) – this can be up top with our logo if that fits better

6. Our corporate address should be listed

7. Any loan officer listed should have their NMLS number included

8. The www.nmlsconsumeraccess.org link should be listed

About Laura Lella
I've been in the mortgage business for over four years. My initial start was in corporate banking before I started specializing specifically in mortgage lending. I have always been driven to help others so I decided to make a career out of it. So as odd as it may sound, I picked being a Loan Originator. I see value in having an authentic person walk their client through what can be a scary process. My goal is to make sure each and every one of my clients has a positive experience in buying a home because they've worked with me. I also strive to have open communication with all parties involved with the purchase/selling of a home, because there is nothing worse than being left in the dark on the lending process. I make a point to keep the sellers, buyers, and their agents informed on where we are in the process so everyone is on the same page. It makes the transaction go smoother not only for the borrower that I am helping, but also for the person selling their home and the agents involved. I look forward to working with you and helping you achieve your goal of home ownership.