The idea We opened the first Summit Mortgage branch in 1992 with the belief that building trust and developing strong relationships with homebuyers, partners, and our employees would provide the foundation for long-term success. Since then, we’ve been able to provide truly personalized service to thousands of clients including first-time homebuyers, military veterans, homeowners looking to refinance, and investors searching for new properties. We believe it’s possible to build a successful company without sacrificing integrity, honesty, or expertise – and we haven’t been wrong yet. The promise “Our job is to help people get the best home loan possible, at a competitive price, while treating them like our own family.” – Summit Mortgage Founder, Robert Carter We think homebuyers and homeowners deserve the best possible mortgage lending experience. They deserve it because buying a home or completing a renovation is an exciting moment and it shouldn’t be overshadowed by a complicated process or by working with a lender who puts profits before people. 25+ years of excellence. National reach. Local expertise. Privately-owned direct lender.