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Melissa Cowperthwaite
Mortgage Loan Originator|NMLS # 234003| Branch NMLS # 892068
San Francisco Bay Area | Mortgage
4.9 -
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This is not a commitment to lend. Program restrictions apply. Stearns Lending, LLC offers many loan products. Stearns Lending, LLC is a California Limited Liability Company headquartered at 4 Hutton Centre Drive, 10th Floor, Santa Ana, California 92707. (800) 350-LEND (5363) Company NMLS# 1854 (www.nmlsconsumeraccess.org). Stearns Lending, LLC is licensed, registered, or exempt from licensing to conduct business in the following states which require license disclosure on advertising materials: Arizona Mortgage Banker License #0905413; Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act RMLA# 4130495; Georgia Residential Mortgage Licensee #24066; Illinois Residential Mortgage Licensee #MB.6760686; Kansas Licensed Mortgage Company #MC.0025047; Massachusetts Mortgage Lender/Broker License #MC1854; Licensed by the Mississippi Department of Banking and Consumer Finance; Missouri Residential Mortgage Loan Broker License #12-2052 (Stearns' in state office is located at 111 West Port Plaza, Ste. #639, St. Louis, MO 63143); Licensed by the New Hampshire Banking Department; Licensed by the N.J. Department of Banking and Insurance; Ohio Certificate of Registration #MB.804022.000; Rhode Island Licensed Lender; Registered under Texas SML Mortgage Banker Registration; Virginia State Corporation Commission Lender/Broker License #MC-2184; Washington Consumer Loan Company License #CL-1854. For State of Nevada residents Stearns Lending, LLC is a mortgage lender promoting the loan products or services contained in this article; the business phone number that Stearns Lending maintains on file with the State of Nevada Department of Business and Industry is (714) 513-7777. This information is accurate as of June 26, 2017. © 2017 Stearns Lending, LLC All Rights Reserved.
About Melissa Cowperthwaite
Helping more borrowers realize their dreams of home ownership is very rewarding, and why I've enjoyed my 17-year career as Mortgage Loan Originator. Working as a loan processor was my first industry job. During this time, I learned all about preparing a loan application for processing to help ensure a smooth transaction. This experience proved extremely valuable, as it taught me how to provide borrowers with guidance that gets them to closing as quickly as possible. I've built my business on relationships rather than number of loans. I look for shared interests with my clients and referral sources, as I've learned that if you serve borrowers to the best of your ability, business will be referred to you. Born and raised in the East Bay area, I live in Martinez with my two daughters and son. They're my pride and joy, and another reason I love my career. It allows me to spend time with my children and clients, who often become my valued friends.