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Michael Joy
Branch Manager | NMLS# 120763
Greater Seattle Area | Mortgage
4.66 -
28 Review(s)
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Equal Housing Lender

Copyright©2018 Fairway Independent Mortgage Corporation. NMLS#2289 https://www.nmlsconsumeraccess.org . 4750 S. Biltmore Lane, Madison, WI 53718, 1-877-699-0353. All rights reserved. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply. Equal Housing Lender.

Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, License No 41DBO-78367. Licensed by the Department of Business Oversight under the California Financing Law, NMLS #2289. Loans made or arranged pursuant to a California Residential Mortgage Lending Act License
About Michael Joy
VISION STATEMENT: I employ a big picture approach to the real estate financing choices of my clientele, meaning I take the time to listen and understand a client’s entire financial situation vs. simply quoting rates and fees. I pride myself on taking the time to discuss life goals/desires and designing financing solutions that will best accomplish said goals. I define success by the relationships that are built from my efforts and by being considered a trusted lifelong adviser for my borrowers and referral partners. PROFESSIONAL EXPERIENCE – 24 years working in real estate finance. Certified Mortgage Planning Specialist (CMPS), Certified Reverse Mortgage Planner. Specialties: Licensed to originate in six states: WA, OR, CA, AZ, ID and CO. All types of residential mortgage loans: Conventional, FHA, VA, USDA, Jumbo, Section 184 Tribal Loans, Reverse Mortgages for purchase and refinance, Zero down loan programs (WA State Bond), and Rehab (Conv and FHA) loans.