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Michael OBrien
Senior Loan Officer | NMLS #227137
Greater San Diego County | Mortgage
4.83 -
25 Review(s)
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Bay Equity LLC. Equal Housing Lender. This is not a commitment to lend or extend credit. Restrictions may apply. Rates may not be available at time of application. Information and/or data are subject to change without notice. All loans are subject to credit approval. Not all loans or products are available in all states. Bay Equity LLC, 28 Liberty Ship Way Suite 2800, Sausalito, CA 94965; NMLS ID#76988 Alabama Consumer Credit License #22011; Arkansas Combination Mortgage Banker-Broker Servicer License #101024808; Arizona Mortgage Banker License #0910340; Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act- #4150077 ; Colorado Mortgage Company Registration #76988; Florida Mortgage Lender Servicer License #MLD1014; Georgia Residential Mortgage Lender Licensee #39887; Hawaii Mortgage Loan Originator Company License #HI-76988 | Hawaii Mortgage Servicer License #MS139; Idaho Mortgage Lender Broker License #MBL-7852; Illinois Residential Mortgage License # MB.6761094 and #6850059; Bay Equity Home Loans, 28 Liberty Ship Way, Suite 2800, Sausalito, CA 94111-4516, Illinois Residential Mortgage Licensee; Indiana DFI First Lien Mortgage Lending License #27854; Kansas-licensed Mortgage Company, Kansas Mortgage Company License #MC.0025218; Louisiana Residential Mortgage Lending License #76988; Michigan 1st Mortgage Broker/Lender/Servicer Registrant License/Registration #FR0019946, Michigan 2nd Mortgage Broker/Lender Registrant License/Registration #SR0019969; Minnesota Residential Mortgage Originator License #MN-MO-76988.1. Minnesota Residential Mortgage Servicer License #MN-MS-76988.2; 800 E. 101st Terrace, Suite 350, Office 347 Kansas MO 64131, Company Registration #18-2375; Montana Mortgage Lender License #76988; North Carolina Mortgage Lender License #L-168181; North Dakota Money Broker License #MB102667; Nebraska Mortgage Banker License; New Mexico Mortgage Loan Company License; Nevada Mortgage Broker License #3918; Licensed as a Mortgage Lender by the Oklahoma Department of Consumer Credit. Oklahoma Mortgage Lender License #ML002582; Licensed under Oregon Mortgage Lender License #4845; South Carolina BFI Mortgage Lender/Servicer License #MLS-76988, OTNN#1; South Dakota Mortgage Lender License #ML.05120; Tennessee Mortgage License #119622; Texas SML Mortgage Banker Registration #76988 . Texas Recovery Fund notice, Click Here: https://texreg.sos.state.tx.us/fids/201203137-2.pdf ; Utah DRE Mortgage Entity #7953347, #8895148, #8895149; Washington Consumer Loan License #CL-76988; NMLS ID#76988, click here: www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/76988; Wisconsin Mortgage Banker License #76988BA; Wyoming Mortgage Lender/Broker License #2558 | NMLS consumer access: www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/76988
About Michael OBrien
My passion is to educate, advise, and guide Home Owners and Home Buyers on the best way to finance their Dream Home or Investment Property. I will make the process easy by outlining and customizing loan programs for Buyers, large and small, how they can meet their monthly payment and financial goals. I outline the best available loan programs that apply to a clients individual situation. My team and I will guide you thru the paperwork required for a speedy loan approval. We have a fast and easy way to fill out your application online at your convenience. Your documents can be easily uploaded to our secure site in moments. I personally guide Buyers thru the entire loan process from start to finish. I ensure your loan closes smoothly and everyone is happy with the result ! As a lending professional with 30+ years experience, I am dedicated to helping you with all of your home mortgage needs. The housing and mortgage markets are constantly changing. I will make this an easy process by helping you navigate the Best Loan options to fit you and your family. You are invited to apply on-line, or contact me to set up an appointment to meet face to face. Either way, you will get my immediate and personal attention. I look forward to working with you ! I look forward to answering your Real Estate & Loan related questions. I am available most evenings and weekends. Lets talk or meet soon! -Michael Michael O'Brien "25 years Lending in San Diego" Mortgage Specialist Bay Equity Home Loans NMLS ID#227137 Phone: 858-657-1048 Mobile: 619-990-7555 E-mail: mob@bayeq.com