Contact Michael Raffa
Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI. (http://www.nmlsconsumeraccess.org)
About Michael Raffa
Michael Raffa has been with Embrace Home Loans since July 14, 1993. He is currently a Team Leader and Vice President. Mike oversees a team of 12 Loan Officers, one Processor and an Assistant Loan Officer, originating, processing and closing both purchase and refinance business. During his tenure with Embrace, Mike has been named the Top Annual Sales Leader four times and been a member of the prestigious All Star Team seven times. While he did spend some time working for Citizens Bank while still in school, Mike proudly describes Embrace as his first ?real? job after graduating Bryant University. He has a Bachelor of Science Degree in Business Administration with a concentration in Finance. Mike was born in Barrington, Rhode Island, where he now lives with his wife Meghan and their three children. His hobby of choice is coaching his boys? sports teams including basketball, baseball and football.