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Mike Giltner
Sr. Loan Officer | NMLS # 322053
Torrance, CA | Mortgage
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Loans will be made or arranged pursuant to the applicable license(s) of Nations Mortgage. An Equal Housing Opportunity” lender with NMLS # 2043. This communication does not constitute a commitment to lend. All loan programs and availability of cash proceeds are subject to underwriting approval. Interest rates are guaranteed only after a borrower and Lender execute a Rate Lock Agreement (“Agreement”) specifying the interest rate and other terms of the Loan. Any discussion of interest rate in advance of an executed agreement should be considered for discussion purposes only. The Lender undertakes no responsibility to advise Borrowers of trends in interest rates or other market factors. This communication may contain privileged and/or confidential information. It is intended solely for the use of the addressee. If you are not the intended recipient, you are strictly prohibited from disclosing, copying, distributing or using any of this information. If you receive this communication in error, please contact the sender immediately and destroy the material in its entirety, whether electronic or hard copy. This communication may contain nonpublic personal information about consumers subject to the restrictions of the Gramm-Leach-Bliley Act. You may not directly or indirectly reuse or re-disclose such information for any purpose other than to provide the services for which you are receiving the information.
About Mike Giltner
Utilizing my 25+ years of experience in residential mortgage lending, I provide clients and referral partners with an unmatched combination of knowledge and professionalism. I believe in complete transparency about all aspects of the mortgage process and work hard to obtain the best possible rates, terms & fees for all my clients. Honesty and integrity are the cornerstones on which I have built my very successful mortgage career. Nations Mortgage is a direct lender/mortgage bank established in 1998. We are headquartered in Irvine with our Retail Lending Branch in Torrance. We offer a full line of Conforming, High Balance Conforming and Jumbo loan programs with very competitive rates and terms. We offer mortgages to finance your new home purchase or to refinance a current mortgage - including cash-out refinances to allow homeowners to utilize their homes’ equity. We lend on 1-4 unit primary residences as well as investment properties.