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Mike Lorenzini
Loan Officer | NMLS # 575508
Maryland and Virginia | Mortgage
4.97 -
339 Review(s)
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About Mike Lorenzini
Who's Managing Your Mortgage? Unlock the potential of your biggest financial obligation by treating your mortgage as an asset instead of your largest liability. From the purchase of your home and beyond, my expertise is identifying solutions that optimize your mortgage to ensure you meet your overall financial goals. Those who have worked with me over the past fifteen years will attest to the level of service they have received from their "mortgage manager". I will establish a long-term partnership with you, taking the time to understand your short-term goals and long-range financial objectives. By understanding what is important to my clients, monitoring market conditions and loan programs I am able to present mortgage solutions that allow you to achieve your financial goals. I am licensed to originate mortgages in Maryland and Virginia and would appreciate the opportunity to work with you. I provide exceptional service paired with hassle free, low stress mortgage advice rooted in common sense. Some of the products that we can offer home buyers today are: • Construction Loans - Conventional Construction Loans - as little as 10% down payment - FHA Construction Loans with 3.5% down payment - VA Construction Loans with 100% financing up to VA county limits • USDA Rural Development – 100% financing for qualified buyers • FHA 203 B Loans - Purchase of a home with a 3.5% down payment • FHA 203-K Loans - Financing of home renovations with a purchase or refinance • VA Home Loans - 100% financing for eligible Veterans • Conventional Loans secured by both Fannie Mae and Freddie Mac • Conventional Renovation Loans secured by both Fannie Mae and Freddie Mac • Jumbo Loans - Exceeding $453k in St. Mary’s County or $679 in Calvert and Charles Counties • Reverse Mortgages - Allow those over 62 years in age to purchase or refinance a home and have no monthly mortgage payment. If you have mortgage related questions or questions pertaining to purchasing real estate call me today at 301-737-0001 or e-mail me at mlorenzini@primeres.com.