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Michael Melbostad
Loan Originator | NMLS# 128611
Mortgage
4.91 -
97 Review(s)
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Cardinal Financial Company is an Equal Housing Opportunity lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is The Department of Housing and Urban Development (HUD.gov), Washington, DC, 20410. Copyright © 2020 Cardinal Financial Company Cardinal Financial Company, Limited Partnership. All trademarks and trade names are the property of Cardinal Financial.
About Michael Melbostad
As a loan officer, I use my knowledge and experience to find the best opportunities for my clients. I take pride in understanding the micro and macro events and how they relate to the mortgage industry, and how those events can affect your financing terms. As a true a client advocate I take the time to tailor the right loan program to your needs. Whether that is FHA, VA, USDA or just your standard conforming loan I will help you find what is the best fit for you. I also guarantee to be upfront and let you know if my deal is really the correct option for your situation. I spend my time trying to reduce your cost of homeownership rather than maximizing my profit margins. Many loan officers take the path of least resistance rather than finding the program option and loan structure that provides the most benefit, and that method typically fails their clients. I develop lifetime relationships with my clients by focusing on what is right for them, not what is simplest for me.