Fair Lending Statement Capstone Direct is an Equal Housing Lender. We are committed to fair and responsible lending in offering competitive home financing opportunities to consumers. It is our policy to treat all consumers fairly and in compliance with all applicable lending laws. Capstone Direct does not discriminate against any applicant or customer on the basis of race, color, sex, sexual orientation, gender identity, religion, disability, age, veteran status, ancestry, or national or ethnic origin. Further, we do not discriminate against any applicant or customer on the basis that all or part of the applicant’s or customer’s income derives from any public assistance program, or on the basis that the applicant or customer has in good faith exercised any right under any applicable law whose purpose is the protection of consumers. Capstone Direct fully complies with all laws applicable to the conduct of its business, including those laws prohibiting discrimination such as the Fair Housing Act and the Equal Credit Opportunity Act and is committed to fostering an environment supportive of diversity.