With over 20 years of experience in the mortgage industry, Mike is a seasoned business executive, well versed in every imaginable aspect of mortgage banking. He has a solid track record as a strategic, innovative and results-driven leader who emphasizes ethics, loyalty and enthusiasm in both his team and client relations. With Mike as the driving force, Capstone Direct has become a lender capable of offering clients a superior loan application experience while maintaining low rates. Prior to founding Capstone Direct, Mike served as the Senior Vice President of Secondary Marketing at Oakmont Mortgage which was eventually purchased by Ownit Mortgage Solutions. Mike graduated with his B.S. from Cal Lutheran University in Business Administration. Outside of the office, Mike is a devoted family man, married for 20+ years with 4 kids and is very active in his local church and the Ventura County Foster Care system.