In accordance with the Equal Credit Opportunity Act, Capstone Direct, LLC does not discriminate against any applicant on the basis of race; color; religion; creed; national origin; ancestry; sex; marital status; familial status (number and age of children); sexual orientation; age (provided that the applicant has the capacity to enter into a binding agreement); medical history; disability; physical condition; military status; because the applicant has in good faith exercised any right under the Consumer Credit Protection Act or the Service members Civil Relief Act (SCRA); that all or part of a consumer’s income derives from a public assistance program; or any other basis prohibited by law. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits.
Capstone Direct was founded in 2007 and we have successfully operated in good standing, including through significant challenges associated with the mortgage crisis. Capstone Direct is committed to empowering its customers, employees, and business partners with a tangible foundation of service and useful information to contribute to their making the best decisions possible for themselves so that we may all "RISE." As a direct lender, Capstone Direct's mortgage rates are typically lower than large financial institutions. Moreover, we make the lending decisions, avoiding costly and fretful delays. There are no loan committees at Capstone Direct. So there's no time wasted waiting for a 'loan committee' meeting to review and consider your application. Plus, we've simplified the loan application process. We do still require the usual financial information, but we help you complete the forms, thereby making the process easy and fast!