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Paul Smith
Mortgage Banker/Production Training and Support Analyst | NMLS # 546595
Chattanooga, Tennessee Area | Banking
4.90 -
13 Review(s)
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Member FDIC. Equal Housing Lender. FirstBank Institution NMLS # 472433
About Paul Smith
Originally from Buffalo, NY, Paul graduated from Niagara University earning a Bachelor of Business Administration, Accounting. For the last 24 years, he has concentrated his career in financial services working in church administration, financial planning and the last 10 years, mortgage banking. Paul has been married 35 years to Ellen and they have 3 children and 5 grandchildren. FOCUS: Extensive experience in financial planning and accounting has greatly influenced Paul's approach to home loan lending. He understands how the responsible use of credit can enhance life and achieve major goals such as home ownership, while continuing to meet current obligations and prepare to meet future goals such as education or retirement. He is a detailed and knowledgeable Mortgage Banker who prides himself on the ability to structure loans with the underwriter and client in mind, resulting in a smoother process, more approvals and faster closings. For each client, Paul clearly presents loan options that are uniquely tailored to their circumstances, enabling them to make informed decisions. BACKGROUND: Paul maintains a dual role with First Bank Mortgage. In addition to serving clients as a Mortgage Banker, he consults with other Mortgage Bankers and team members assisting them to structure loan transactions. As the Production Training and Support Analyst, he researches conventional and government loan program guidelines, assists the Mortgage Bankers to make an appropriate loan product recommendation to their clients and provides classroom and individual training to new and experienced mortgage associates.