About Phil Hardy
Phil has worked in the mortgage industry for 24 years. He is a graduate of Ohio Wesleyan University. Through his experience and longevity in the industry, Phil has developed long-term relationships with clients and realtors throughout the state of Kentucky. Phil is passionate about clients identifying the value of experience when choosing a loan officer. Phil resides in Middletown, Kentucky, where he has lived since 1997. He has two sons, ages 15 and 14, whom he enjoys engaging in outdoor activities with. He also coaches high school baseball and is very active in his community.