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Phillip Hinojoza
Branch Manager | NMLS # 249712
Elk Grove, CA 95624 | Mortgage
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Land Home Financial Services, Inc. is an Equal Housing Opportunity Lender. The rates, loan programs, fees, options and guidelines in any loan scenario shown: (i) are for illustrative purposes only; (ii) are subject to change without notice; (iii) are subject to restrictions; (iv) will not apply to all borrowers or situations; and (v) do not represent a commitment to lend. Contact a Mortgage Loan Originator for details. Land Home operates only in states where it is authorized to conduct business. Branch location: 1355 Willow Way, Suite 250, Concord, CA 94520. NMLS #1796. To view states licenses go to NMLS Consumer Access.
About Phillip Hinojoza
With over two decades of mortgage financing behind me, I am passionate about my business, and recognize that success comes from great people that you surround yourself with. My team and I provide diversified funding options that are consistent, superior and personalized to meet each one of my client's financial needs. My client's include: First time home-buyer's, investor's, mortgage broker's, builder's, manufactured and modular home retailer's, and real estate agent's. Whether you are looking to purchase a home, refinance your current mortgage, my team and I are here to help! We offer an array of loan products to choose from: -100% financed VA loans, and we have specialized in VA loans for more than 29 years -100% financed USDA Rural financing - 97% conventional financing -96.5% FHA financing -Fannie Mae Home ready originator -Freddie Mac Home possible originator -CalHFA, CalPlus, Zip and Dap -GSFA approved lender -Jumbo Have a look and see why more and more Americans are choosing Land Home Financial Services and my team and I for their financial needs: -President's Multi year award winner 2008, 2009, 2010, 2011, 2012, 2013, 2014, 2015, 2016, 2017 and 2018 -Five Star professional Multi year award winner 2013, 2014, 2015, 2016, 2017 and 2018. -CalPERS/CalSTRS Certified 2002, 2003, 2004, 2005, 2006, 2007, 2008 -Yelp Award Recipient Multi year award winner -Zillow reviewed mortgage professional -Redfin reviewed mortgage professional -Best of Elk Grove Mortgage professional 2015 -BBB Accredited with an A+ rating -Featured multiple years in Sacramento Magazine as a top mortgage professional in Northern California We believe in maintaining long term relationships with our customers. We retain close to 90% of the loans we originate, and currently serving over 5 billion in residential loans. I am proud to be your Preferred Community Lender!