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Ralph Gresham
Branch Manager |NMLS # 228519
Stockton, California Area | Mortgage
4.9 -
78 Review(s)
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PRMI NMLS: 3094. PRMI is an equal housing lender. Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice. Arizona licenses as Primary Residential Mortgage, Inc., Arizona Department of Financial Institutions BK #0902614
About Ralph Gresham
Real Estate lending is our job...... Our ONLY job. And its our passion as well. And we are good at it. Every day we continue to bring the best Real Estate financing and loan programs. Our goal is to make the lending experience an enjoyable journey. * I personally have over 35 years experience in Real Estate Lending. * Dedicated to serving home buyers and Realtors throughout the state of California. * Helping 1st time buyers take that big step. Planning and budgeting to insure that it's a success. Custom tailoring a home loan for each buyer. * Developing one-on-one financing solutions specific to each borrower's needs. * Continuing to stay abreast of the ever-changing Mortgage Industry. * Utilizing the latest technologiical advances to insure the highest quality lending available. * Utilizing Desktop Underwriting for fast approvals Specialties: FHA, VA, USDA, and Conventional. Reverse mortgages for Seniors 62 and older Certified FHA 203k renovation loans. Jumbo loans to 2.5 million PERS and STRS Buyers with a history of Short Sales, Foreclosures, Bankruptcy Credit score building. NOT credit repair... but analyzing the credit profile and offering suggestions to improve the score