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Ralph Gresham
Branch Manager |NMLS # 228519
Stockton, California Area | Mortgage
4.94 -
110 Review(s)
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About Ralph Gresham
Real Estate lending is our job...... Our ONLY job. And its our passion as well. And we are good at it. Every day we continue to bring the best Real Estate financing and loan programs. Our goal is to make the lending experience an enjoyable journey. * I personally have over 38 years experience in Real Estate Lending. * Dedicated to serving home buyers and Realtors throughout the state of California and Idaho. * Helping 1st time buyers take that big step. Education is the key to becoming a Homeowner. Planning and budgeting to insure that it's a success. Custom tailoring a home loan for each buyer. * Developing one-on-one financing solutions specific to each borrower's needs. * Continuing to stay abreast of the ever-changing Mortgage Industry. * Utilizing the latest technologiical advances to insure the highest quality lending available. * Utilizing Desktop Underwriting for fast approvals Specialties: FHA, VA, USDA, and Conventional. Reverse mortgages for Seniors 62 and older Certified FHA 203k renovation loans and Fanniemae Rehab loans. Jumbo loans to 2.5 million Buyers with a history of Short Sales, Foreclosures, Bankruptcy Credit score building. NOT credit repair... but analyzing the credit profile and offering suggestions to improve the score