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Ray Ferguson
Senior Loan Officer | NMLS #310201
United States | Mortgage
4.98 -
121 Review(s)
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Bay Equity LLC. Equal Housing Lender. This is not a commitment to lend or extend credit. Restrictions may apply. Rates may not be available at time of application. Information and/or data are subject to change without notice. All loans are subject to credit approval. Not all loans or products are available in all states. Bay Equity LLC, 770 Tamalpais Drive, Suite 207 Corte Madera, CA 94925; NMLS ID#76988 | NMLS consumer access: www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/76988 Licensing Disclosure: http://www.licensing.bayeq.com/
About Ray Ferguson
The Chula Vista branch of Bay Equity Home Loans has always had a “customer first” approach. Our office is in the heart of downtown Chula Vista, but we serve the entire Southwestern region. Whether you are buying a new home or refinancing, our intent is to ensure your experience is special and exceptional. My entire team brings a wealth of knowledge, experience and expertise in this forever changing housing and mortgage market. We live and work in this community and take pride in what we do and how we do it. One of the most important things in purchasing a home or refinancing is making sure you fully understand each step along the way. Our approach is simple, if you’re satisfied, we’re satisfied. With over 20 years’ experience in the mortgage industry, we take pride knowing we help families realize their dream of home ownership. Each customer has a unique situation and we will explore the many options for financing and together determine the best direction for you and your family. Bay Equity Home Loans is family owned and operated. Since Bay Equity is a direct lender, all lending decisions are made in-house. We know each loan we touch is someone’s home and we know how important it is to you. Bay Equity is a leader in the mortgage lending, financing and home loan business. We offer a wide array of lending programs. Let us help you achieve your dreams and goals starting today. Apply on-line, or contact me to set up an appointment. I look forward to hearing from you.