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©2020 Monterey Bay Mortgage is a division of Finance of America Mortgage LLC (NMLS #1071), an Equal Housing Lender. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act.
About Monterey Bay Mortgage
Monterey Bay Mortgage has been in business since 1999. We provide you with in-depth knowledge of Santa Cruz County mortgage lending, personalized service and support throughout the entire mortgage process. We know that you are busy and we are committed to making the loan process easy for you so that you can get on with your life. Monterey Bay Mortgage loan officers take the time to listen and understand your unique circumstances to match you with affordable loan options. The combination of knowledgeable loan consultants, a fast, efficient loan process, and friendly support staff make the process convenient and stress-free for you. We have products and rates to meet your individual situation: first-time buyers, rental property purchases, low down payment loans, refinances, borrowers with bad credit and those with previous short-sale history. Monterey Bay Mortgage offers Conventional, VA, FHA and Jumbo financing.